Our strategic advice can be an invaluable tool to help you identify the benefits available to you and position your investment strategy to securely build your superannuation portfolio.
Let’s take a closer look at how you can benefit.
We can help you work out if your superannuation entitlements and investment options are appropriate for your goals.
We can discuss options for making personal contributions, spousal contributions and salary sacrificing so that you feel confident you are making the most of every opportunity to save for your retirement.
If you are self-employed and don’t have the luxury of employer support for your super, you can still enjoy significant tax incentives through deductibility of super contributions. We can show you how to structure this to make the most of benefits available and remain within the limits set out by the government.
We can provide an expert assessment of whether a SMSF is right for you and can then help you structure it in a compliant and well managed way, reducing the stress on you.
We can help you to get your super working harder by consolidating dormant funds and locating lost accounts.
Investment advice isn’t just for the elite few who are already wealthy, anyone can benefit from professional, informed advice.
Managed Funds can be a powerful investment vehicle for building a portfolio because they allow you to pool funds with other investors, so that you can access a broader set of investment opportunities. They provide you with a simple way to diversify your money across a variety of assets such as property, domestic and international shares and cash.
You can benefit from the expertise of specialist investment managers, who are motivated to achieve results in a competitive marketplace.
Managed funds offer a variety of approaches, from broad based funds that give a mix of asset classes, to more specific funds that can target geographic regions, single asset classes or particular industry sectors
Term Deposits are a useful tool for providing a relatively low risk component in your portfolio, or for delivering a predictable return for a specific period. Term deposits give you the certainty of a declared rate of interest over a fixed period. They usually offer a higher interest rate than everyday savings accounts and can be set up for short or medium terms.
To give you a higher level of personal control in your portfolio, we can facilitate direct investment in specific shares. This gives you a more ‘hands on’ aspect to your portfolio and can be mixed with other forms of managed investment to create a portfolio balance that is uniquely yours.
Diversification is a key aspect of a sound long term portfolio, which can help you reduce investment risks and capture positive market movements.
We can show you how to implement a further level of diversification through dollar cost averaging strategies. Put simply, this involves drip feeding a set amount into your investments on a regular basis to help mitigate the impact of natural market fluctuations. This strategy works on the principle that you will ‘average out’ your buy in price if you maintain a steady pattern of deposits.
Let us help you with your Financial Plan + Wealth Creation.
Start building your Master Plan today.
Call 1300 061 818
Visit The Master Plan, servicing Sydney (based in Sydney's Inner West)
Suite 13, 136 Marrickville Road, Marrickville NSW